1. ACCEPTANCE OF TERMS

Welcome to BillByte. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Terabyte S.A.S ("Company," "we," "us," or "our") regarding your access to and use of the BillByte mobile application ("App," "Application," or "Service").

By downloading, installing, accessing, or using the BillByte application, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must immediately cease all use of the Application and uninstall it from your device.

2. DESCRIPTION OF SERVICES

BillByte is a comprehensive mobile application designed for tax management, accounting, and financial compliance. The Application provides the following services and features:

• Multi-Account Login with Biometric Authentication: Support for multiple user accounts on the same device with Face ID, Touch ID, or fingerprint authentication capabilities.
• Tax Calendar with Expiration Alerts: Visual alerts and notifications for tax deadlines, with dedicated search functionality for auditor profiles.
• Enhanced Settings and User Profile: User profile management including profile photos, company logos, and account information display.
• Complete Synchronization System: Automatic background synchronization every 4 minutes with pull-to-refresh capability and real-time UI updates.
• Push Notification System: Firebase Cloud Messaging (FCM) integration for Android and Apple Push Notification Service (APNS) for iOS.
• Error Analytics System: Automatic error tracking and reporting for application stability and improvement.
• Document Management: Access to financial documents, reports, and accounting records.
• Offline Functionality: Local data storage using encrypted SQLite and IndexedDB for offline access.

3. USER REGISTRATION AND ACCOUNT SECURITY

3.1 Account Creation

To access the full functionality of BillByte, you must create an account or be granted access by your organization's administrator. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2 Account Credentials

You are responsible for maintaining the confidentiality of your account credentials, including your username, password, and any biometric authentication data. You agree to:

• Create a strong, unique password for your account
• Not share your account credentials with any third party
• Immediately notify us of any unauthorized access to your account
• Accept responsibility for all activities that occur under your account

3.3 Multiple Accounts

BillByte supports multiple user accounts on a single device. Each account maintains separate encrypted credential storage. You acknowledge that:

• Each account is subject to these Terms individually
• You are responsible for all accounts registered under your control
• Accounts cannot be transferred or shared between users

4. BIOMETRIC AUTHENTICATION

4.1 Biometric Data Collection

BillByte utilizes device-native biometric authentication systems (Face ID, Touch ID, or fingerprint recognition) to provide secure and convenient access to your account. We do not collect, store, or have access to your actual biometric data. All biometric authentication is handled exclusively by your device's operating system.

4.2 Biometric Authentication Consent

By enabling biometric authentication in BillByte, you consent to:

• The use of your device's biometric authentication capabilities
• Automatic validation of saved accounts using biometric data
• Storage of encrypted authentication tokens linked to biometric authentication

4.3 Security Limitations

While biometric authentication provides enhanced security, you acknowledge that:

• The security of biometric authentication depends on your device's hardware and operating system
• We are not responsible for vulnerabilities in third-party biometric systems
• You should maintain alternative authentication methods (passwords) as backup

5. DATA STORAGE AND SYNCHRONIZATION

5.1 Local Data Storage

BillByte stores data locally on your device using encrypted SQLite databases and IndexedDB. This local storage enables offline functionality and improves application performance.

5.2 Automatic Synchronization

The Application performs automatic background synchronization with our servers every 4 minutes. This synchronization:

• Downloads server data to your local device storage
• Updates your local data to reflect the most current information
• Maintains scroll position and user interface state during updates
• Occurs only as a download process (server to device)

5.3 Manual Synchronization

You can manually trigger synchronization at any time using the pull-to-refresh gesture available on all application pages.

5.4 Media Assets

BillByte automatically downloads and caches user profile photos and company logos for display within the Application. These assets are stored locally and are available for offline access.

6. PUSH NOTIFICATIONS

6.1 Notification System

BillByte uses Firebase Cloud Messaging (FCM) for Android and Apple Push Notification Service (APNS) for iOS to deliver push notifications. By using the Application, you consent to receive:

• Tax deadline alerts and reminders
• Important system notifications and updates
• Account-related notifications
• Application updates and feature announcements

6.2 Token Management

The Application automatically generates and manages push notification tokens. These tokens are:

• Linked to your user session
• Uploaded to our backend servers for notification delivery
• Automatically refreshed when necessary
• Deleted when you log out or uninstall the Application

6.3 Opting Out

You may disable push notifications at any time through your device's system settings. However, disabling notifications may limit your ability to receive important tax deadline alerts and system updates.

7. ERROR ANALYTICS AND MONITORING

7.1 Automatic Error Capture

BillByte includes an automatic error analytics system that captures application errors and crashes. This system:

• Collects technical information about application errors
• Stores error reports in our master database for analysis
• Includes user session and device information for context
• Helps us identify and fix recurring issues

7.2 Purpose of Analytics

Error analytics data is used exclusively for:

• Improving application stability and performance
• Identifying and fixing bugs
• Enhancing user experience
• Providing better technical support

7.3 Data Collected

Error reports may include:

• Device information (model, operating system version)
• Application version and configuration
• Error messages and stack traces
• User session identifier (non-personal)
• Timestamp and context of the error

8. USER OBLIGATIONS AND PROHIBITED CONDUCT

8.1 Acceptable Use

You agree to use BillByte only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Application in any way that violates applicable local, national, or international law
• Attempt to gain unauthorized access to any portion of the Application or its systems
• Interfere with or disrupt the Application's servers or networks
• Reverse engineer, decompile, or disassemble the Application
• Remove or modify any copyright, trademark, or other proprietary notices
• Use automated systems or software to extract data from the Application
• Transmit any malicious code, viruses, or harmful components
• Impersonate another user or provide false information

8.2 Data Accuracy

While we strive to provide accurate and up-to-date information, you are responsible for:

• Verifying the accuracy of all tax deadlines and financial information
• Consulting with qualified professionals for tax and accounting advice
• Maintaining backup records of all financial data
• Reporting any inaccuracies or errors to us promptly

9. INTELLECTUAL PROPERTY RIGHTS

9.1 Ownership

The BillByte Application, including all content, features, functionality, source code, designs, graphics, user interface, and documentation, is owned by Terabyte S.A.S and is protected by Colombian and international copyright, trademark, patent, trade secret, and other intellectual property laws.

9.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

• Download and install the Application on your personal devices
• Access and use the Application for your personal or internal business purposes

9.3 Restrictions

You may not:

• Copy, modify, or create derivative works of the Application
• Sell, rent, lease, sublicense, or distribute the Application
• Use the Application to develop competing products or services
• Remove, alter, or obscure any proprietary notices on the Application

9.4 User Content

You retain ownership of any data, documents, or content you upload to the Application. By uploading content, you grant us a limited license to store, process, and display such content solely for the purpose of providing the Service to you.

10. THIRD-PARTY SERVICES

10.1 Third-Party Integration

BillByte integrates with the following third-party services:

• Firebase Cloud Messaging: For push notifications
• Firebase Authentication: For user authentication services
• Device Operating Systems: iOS and Android for biometric authentication

10.2 Third-Party Terms

Your use of third-party services through BillByte is subject to the respective terms and conditions of those third-party providers. We are not responsible for:

• The availability or functionality of third-party services
• The privacy practices of third-party service providers
• Any loss or damage resulting from your use of third-party services

11. DISCLAIMERS AND LIMITATION OF LIABILITY

11.1 Disclaimer of Warranties

THE APPLICATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

• The Application will be uninterrupted, secure, or error-free
• The information provided through the Application is accurate, complete, or current
• Any defects or errors will be corrected
• The Application is free from viruses or other harmful components

11.2 Professional Advice Disclaimer

BillByte provides information and tools for tax management and accounting purposes. However:

• The Application does not provide professional tax, accounting, or legal advice
• You should consult with qualified professionals for specific advice
• We are not responsible for decisions made based on information from the Application

11.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TERABYTE S.A.S, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Application
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Application
• Any bugs, viruses, or other harmful code that may be transmitted through the Application
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, transmitted, or otherwise made available through the Application

11.4 Maximum Liability

In no event shall our total liability to you for all damages exceed the amount paid by you to us in the twelve (12) months preceding the claim, or one hundred US dollars (USD $100.00), whichever is greater.

12. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Terabyte S.A.S and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Application
• Your violation of any rights of another party
• Your violation of any applicable laws or regulations

13. SERVICE MODIFICATIONS AND AVAILABILITY

13.1 Right to Modify

We reserve the right to:

• Modify, suspend, or discontinue the Application (or any part thereof) at any time
• Change, add, or remove features or functionality
• Update the Application's technical requirements
• Perform scheduled or emergency maintenance

13.2 Updates and Upgrades

We may provide updates, patches, or upgrades to the Application. You agree to:

• Install updates in a timely manner
• Accept that some updates may be automatically downloaded and installed
• Understand that failure to update may affect functionality or security

13.3 Service Availability

While we strive to maintain high availability, we do not guarantee that the Application will be available at all times. Service may be unavailable due to:

• Scheduled maintenance
• Emergency repairs
• Third-party service disruptions
• Network or internet connectivity issues
• Force majeure events

14. TERMINATION

14.1 Termination by User

You may terminate your use of the Application at any time by:

• Uninstalling the Application from all your devices
• Contacting us to request account deletion
• Ceasing all use of the Service

14.2 Termination by Company

We reserve the right to suspend or terminate your access to the Application immediately, without prior notice or liability, for any reason, including but not limited to:

• Violation of these Terms
• Suspected fraudulent, abusive, or illegal activity
• Extended periods of inactivity
• Request by law enforcement or government agencies
• Discontinuation of the Service

14.3 Effect of Termination

Upon termination:

• Your right to use the Application will immediately cease
• You must uninstall the Application from all devices
• We may delete your account and all associated data
• Provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability

15. DATA RETENTION AND DELETION

15.1 Data Retention

We retain your data for as long as your account is active or as needed to provide services. We may retain certain information as required by law or for legitimate business purposes.

15.2 Data Deletion Requests

You may request deletion of your account and associated data by contacting us at comercial@terabyte.com.co. We will process your request within 30 days, subject to:

• Legal obligations to retain certain information
• Legitimate business needs
• Resolution of disputes or enforcement of agreements

15.3 Local Data

Data stored locally on your device will remain until you uninstall the Application or clear application data through your device settings.

16. GOVERNING LAW AND DISPUTE RESOLUTION

16.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Colombia, without regard to its conflict of law provisions.

16.2 Jurisdiction

Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Bogotá, Colombia, and you hereby irrevocably consent to the personal jurisdiction and venue of such courts.

16.3 Dispute Resolution

Before filing a legal claim, you agree to attempt to resolve any dispute informally by contacting us at comercial@terabyte.com.co. We will attempt to resolve the dispute informally within 30 days.

16.4 Class Action Waiver

To the extent permitted by law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

17. CHANGES TO TERMS

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect through:

• In-app notifications
• Email to your registered email address
• Notice on our website

By continuing to access or use the Application after revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the Application.

18. GENERAL PROVISIONS

18.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Terabyte S.A.S regarding the use of the Application and supersede all prior agreements and understandings.

18.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

18.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

18.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

18.6 Export Compliance

You agree to comply with all applicable export and import control laws and regulations in your use of the Application.

19. CONTACT INFORMATION

If you have any questions, concerns, or complaints regarding these Terms or the Application, please contact us at:

20. ACKNOWLEDGMENT

BY USING THE BILLBYTE APPLICATION, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THE APPLICATION.

1. INTRODUCTION

Terabyte S.A.S ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the BillByte mobile application ("Application" or "App"). Please read this Privacy Policy carefully.

By using BillByte, you consent to the data practices described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use the Application.

2. INFORMATION WE COLLECT

2.1 Personal Information

We collect personal information that you voluntarily provide to us when you:

• Register for an account
• Update your user profile
• Contact our customer support
• Use certain features of the Application

Personal information may include:

• Full name
• Email address
• Phone number
• Company or organization name
• Professional role or position
• Profile photograph
• Tax identification numbers (as applicable)

2.2 Authentication Information

We collect and store authentication credentials, including:

• Username and password (encrypted)
• Authentication tokens
• Session identifiers
• Multi-account credentials (stored separately and encrypted)

Biometric Data: We do NOT collect or store your biometric data (fingerprints, facial recognition data, etc.). All biometric authentication is handled exclusively by your device's operating system. We only receive confirmation of successful or failed authentication.

2.3 Financial and Tax Information

Through your use of the Application, we may collect and process:

• Tax calendar information and deadlines
• Financial documents and records
• Accounting data
• Bank information (as applicable)
• Transaction records
• Reports and financial statements

2.4 Device Information

We automatically collect certain information about your device, including:

• Device model and manufacturer
• Operating system and version (iOS or Android)
• Unique device identifiers
• Mobile network information
• Application version
• Device settings and preferences

2.5 Usage Information

We collect information about your interaction with the Application:

• Features accessed and used
• Time and frequency of use
• Search queries within the Application
• Pages or screens viewed
• Actions taken within the Application
• Synchronization activity

2.6 Error and Diagnostic Information

Our error analytics system automatically collects:

• Error messages and crash reports
• Stack traces and debug logs
• Performance metrics
• Application state at time of error
• User session context (non-personal identifiers)

2.7 Push Notification Tokens

We collect and store:

• Firebase Cloud Messaging (FCM) tokens for Android
• Apple Push Notification Service (APNS) tokens for iOS
• Token associations with user accounts

2.8 Media Assets

We collect and process:

• User profile photos
• Company or enterprise logos
• Document images and scans

3. HOW WE USE YOUR INFORMATION

We use the information we collect for the following purposes:

3.1 To Provide and Maintain the Service

• Create and manage your user account
• Authenticate users and maintain security
• Enable multi-account functionality
• Provide access to tax calendars and deadlines
• Synchronize data between devices and servers
• Store and manage financial documents and records
• Display user profiles and company information

3.2 To Improve User Experience

• Personalize your experience within the Application
• Remember your preferences and settings
• Provide offline access to your data
• Optimize application performance
• Develop new features and functionality

3.3 To Send Notifications

• Send tax deadline alerts and reminders
• Notify you of important system updates
• Deliver account-related notifications
• Inform you of new features or changes

3.4 To Ensure Security and Prevent Fraud

• Detect and prevent security breaches
• Identify and address fraudulent activity
• Verify user identity
• Protect against unauthorized access
• Comply with legal obligations

3.5 To Analyze and Improve the Application

• Analyze error reports to identify and fix bugs
• Monitor application performance and stability
• Understand usage patterns and trends
• Conduct research and development
• Generate aggregate statistics (anonymized)

3.6 To Communicate With You

• Respond to your inquiries and support requests
• Send administrative information
• Provide customer service
• Send updates about the Application

3.7 To Comply With Legal Obligations

• Respond to legal requests and court orders
• Comply with applicable laws and regulations
• Protect our legal rights and interests
• Enforce our Terms and Conditions

4. DATA STORAGE AND SECURITY

4.1 Local Data Storage

BillByte stores data locally on your device using:

• Encrypted SQLite Databases: All locally stored data is encrypted using industry-standard encryption algorithms
• IndexedDB: Web storage technology for structured data
• Secure File Storage: Media assets and documents stored in application-specific secure directories

4.2 Server Storage

Data synchronized to our servers is stored:

• In secure data centers with physical security measures
• With encryption in transit (TLS/SSL)
• With encryption at rest
• With regular security audits and monitoring

4.3 Security Measures

We implement multiple layers of security:

• Encryption: All sensitive data is encrypted both in transit and at rest
• Authentication: Strong password requirements and optional biometric authentication
• Access Controls: Role-based access controls and least-privilege principles
• Network Security: Firewalls, intrusion detection, and secure communication protocols
• Regular Updates: Security patches and updates applied promptly
• Monitoring: 24/7 security monitoring and incident response

4.4 Data Backup

We maintain regular backups of your data to prevent data loss. Backups are:

• Encrypted and stored securely
• Retained according to our data retention policy
• Protected with the same security measures as production data

4.5 Security Limitations

While we implement strong security measures, you acknowledge that:

• No method of transmission or storage is 100% secure
• You are responsible for maintaining the security of your device
• You must keep your credentials confidential
• You should report any security concerns immediately

5. DATA SYNCHRONIZATION

5.1 Automatic Synchronization

BillByte performs automatic background synchronization every 4 minutes. During synchronization:

• Data is downloaded from our servers to your device
• No data is uploaded from your device to servers (download-only sync)
• Updates occur in real-time without disrupting your workflow
• Encryption is maintained during data transfer

5.2 Manual Synchronization

You can trigger manual synchronization at any time. This provides:

• Immediate access to the latest data
• Control over when data is updated
• Ability to refresh specific information

5.3 Offline Access

Locally stored data remains accessible when offline. However:

• You may not receive real-time updates
• Some features may be limited without internet connectivity
• Data will sync automatically when connection is restored

6. SHARING AND DISCLOSURE OF INFORMATION

6.1 We Do Not Sell Your Information

We do not sell, trade, or rent your personal information to third parties for marketing purposes.

6.2 Third-Party Service Providers

We may share your information with third-party service providers who perform services on our behalf:

• Firebase (Google): For push notifications, authentication, and analytics
• Cloud Hosting Providers: For data storage and server infrastructure
• Customer Support Tools: For providing technical support

These service providers are contractually obligated to:

• Maintain the confidentiality of your information
• Use your information only for specified purposes
• Implement appropriate security measures
• Comply with applicable privacy laws

6.3 Within Your Organization

If you use BillByte through an enterprise or organization account:

• Your organization administrators may have access to your account information
• Usage data may be shared with authorized personnel
• Your organization's privacy policies may also apply

6.4 Legal Requirements

We may disclose your information when required by law or when we believe disclosure is necessary to:

• Comply with legal obligations, court orders, or government requests
• Enforce our Terms and Conditions
• Protect our rights, property, or safety
• Protect the rights, property, or safety of our users or the public
• Prevent fraud, security breaches, or illegal activity

6.5 Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and provide you with choices regarding your information.

6.6 Aggregate and Anonymized Data

We may share aggregate or anonymized data that cannot be used to identify you:

• For statistical analysis and research
• To improve our services
• For marketing and business development purposes

7. YOUR PRIVACY RIGHTS

7.1 Access and Portability

You have the right to:

• Access your personal information stored in the Application
• Request a copy of your data in a portable format
• Know what data we collect and how we use it

7.2 Correction and Update

You have the right to:

• Correct inaccurate personal information
• Update your profile information at any time
• Request that we update or modify your data

7.3 Deletion

You have the right to:

• Request deletion of your personal information
• Delete your account through the Application settings
• Uninstall the Application to remove local data

Note: Some information may be retained as required by law or for legitimate business purposes.

7.4 Opt-Out Rights

You have the right to:

• Push Notifications: Disable through device settings or Application settings
• Biometric Authentication: Disable at any time in Application settings
• Automatic Synchronization: Disable background sync in Application settings

7.5 Exercising Your Rights

To exercise any of these rights, please contact us at:

• Email: comercial@terabyte.com.co
• Phone: +57 310 852 91 63

We will respond to your request within 30 days and may require verification of your identity before processing your request.

8. CHILDREN'S PRIVACY

BillByte is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately at comercial@terabyte.com.co.

If we become aware that we have collected personal information from a child under 18 without verification of parental consent, we will take steps to delete that information from our servers.

9. INTERNATIONAL DATA TRANSFERS

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country.

When we transfer your information internationally, we ensure that:

• Appropriate safeguards are in place
• The transfer complies with applicable data protection laws
• Your information receives adequate protection

By using BillByte, you consent to the transfer of your information to our facilities and to the third parties with whom we share it as described in this Privacy Policy.

10. DATA RETENTION

We retain your personal information for as long as necessary to:

• Provide you with the Application services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

10.1 Retention Periods

• Account Information: Retained while your account is active and for up to 2 years after account closure
• Financial Records: Retained as required by applicable tax and accounting regulations
• Transaction History: Retained for up to 7 years for legal and compliance purposes
• Error Logs: Retained for up to 90 days for debugging and analysis
• Backup Data: Retained for up to 30 days in our backup systems

10.2 Deletion

When we no longer need your information or when you request deletion:

• We will securely delete or anonymize your personal information
• Deletion may not be immediate due to backup systems and legal requirements
• Some information may be retained in aggregate, anonymized form

11. COOKIES AND TRACKING TECHNOLOGIES

As a native mobile application, BillByte does not use traditional web cookies. However, we use similar tracking technologies:

11.1 Local Storage

We use local storage technologies to:

• Store user preferences and settings
• Maintain session information
• Cache data for offline access
• Improve application performance

11.2 Analytics Technologies

We use analytics technologies to:

• Understand how users interact with the Application
• Track error rates and performance metrics
• Improve user experience

11.3 Your Choices

You can:

• Clear local data through Application settings or device settings
• Disable certain features that use these technologies
• Uninstall the Application to remove all local data

12. THIRD-PARTY SERVICES AND LINKS

BillByte integrates with third-party services, including:

• Firebase (Google) for push notifications and authentication
• Cloud storage providers
• Operating system services (iOS, Android)

These third-party services have their own privacy policies:

• Firebase Privacy Policy: https://firebase.google.com/support/privacy
• Google Privacy Policy: https://policies.google.com/privacy
• Apple Privacy Policy: https://www.apple.com/privacy/

We are not responsible for the privacy practices of these third-party services. We encourage you to review their privacy policies before using their services through our Application.

13. SECURITY BREACH NOTIFICATION

In the event of a data breach that affects your personal information:

• We will notify affected users as soon as reasonably possible
• We will notify relevant authorities as required by law
• We will provide information about the nature of the breach
• We will describe steps we are taking to address the breach
• We will provide recommendations for protecting your information

Notifications will be sent via:

• Email to your registered email address
• In-app notification
• Notice on our website

14. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in:

• Our information practices
• Application features and functionality
• Legal or regulatory requirements
• Industry standards and best practices

14.1 Notification of Changes

When we make material changes to this Privacy Policy, we will:

• Update the "Effective Date" at the top of this policy
• Notify you through the Application
• Send you an email notification (if applicable)
• Provide at least 30 days' notice before changes take effect

14.2 Your Acceptance

By continuing to use BillByte after changes take effect, you accept the updated Privacy Policy. If you do not agree to the changes, you should stop using the Application and delete your account.

14.3 Review

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

15. CONTACT US

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

We will respond to all legitimate requests within 30 days. In some cases, we may require additional information to verify your identity before responding to your request.

16. YOUR CONSENT

By using BillByte, you consent to this Privacy Policy and agree to its terms. You acknowledge that:

• You have read and understood this Privacy Policy
• You consent to the collection, use, and disclosure of your information as described
• You understand your rights regarding your personal information
• You can withdraw your consent at any time by discontinuing use of the Application